To earn the bonus, you must receive at least one qualifying deposit before the promotional period ends on December 31, 2023: You can also get access up to two days early with direct-deposited funds. It earns up to 15% cash back on purchases at local retailers, plus you'll get automatic roundups, which go into a savings "vault" dedicated to your savings goals. Since this is a combined checking and savings account, you'll also receive a debit card. There are no account or overdraft fees, and no minimum deposit is required. The SoFi Online Checking and Savings pays 4.60% APY for account holders with monthly direct deposit activity. SoFi Online Checking and Savings Account: Up to $250 bonus You aren't eligible if you've had a TD Bank savings or personal money market account in the previous 12 months or have redeemed a previous TD savings bonus. To earn the $200 bonus, you must deposit at least $10,000 into the account when you open it and maintain a $10,000 minimum daily balance for 90 days. This account does have a monthly maintenance fee, but you can get this fee waived by maintaining a $10,000 minimum daily balance, linking an eligible TD Checking account or opening a TD Bank IRA.
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